Best Free Finance Software of 2026 - Page 22

Take control of your business finances through Rho’s innovative automated spend and cash management platform, which combines essential tools and support designed for efficiency, savings, and oversight. Achieve the highest available credit limit, adjust your payment terms as needed, and allocate unlimited virtual and physical cards to your team and various cost centers. Manage payments and deposits securely with state-of-the-art software that offers up to $75M in FDIC insurance via the Rho Treasury Management Account. Streamline your accounts payable with automated invoice processing, intelligent approvals, and instant expense tracking to enhance your reconciliation speed. Eliminate the hassle of daily card payments; Rho’s distinct underwriting identifies a higher, adaptable credit limit that not only accommodates your current spending but also scales with your business growth. Customize your credit terms according to your requirements, opting for a one-day card to earn up to 1.75% cash back or extending your payment period to 60 days. Rho integrates effortlessly with your accounting software, automating routine tasks ranging from data entry to invoice approval, thus saving you time and reducing manual work. With Rho, efficiently managing your finances has never been easier, allowing you to focus on driving your business forward.

The rise of FinTech innovations, particularly commissions-free trading, has significantly simplified the process of actively managing personal investment portfolios, resulting in a surge of retail traders globally. In the last ten years, the use of alternative data has gained significant traction among professional investors, providing them with access to distinctive data sources that enhance their decision-making processes. Nonetheless, this type of data is often tailored for institutional clients, making it less accessible to everyday investors. Quiver steps in to bridge this gap, enabling retail investors to leverage big data effectively by offering them actionable insights that are straightforward to interpret and not yet analyzed by traditional Wall Street analysts. This democratization of data empowers individuals to make informed investment choices, leveling the playing field between retail and institutional investors.

Access conference calls, transcripts, slide decks, and reports all in one convenient location. Explore our extensive database featuring over 5000 companies, utilized by some of the leading financial institutions globally. Join the ranks of hundreds of thousands of investors who benefit from Quartr's free access to vital financial resources. In addition to our Beta IR platform, we offer innovative third-party integrations, including our Embedded Player. With a few simple lines of code, you can make your company’s latest presentations and related documents readily available on your website, with automatic updates whenever new events occur. This feature ensures you always have the most recent information at your fingertips, with an average upload time of just 11 minutes. The integration is seamless and user-friendly, allowing you to skip straight to the Q&A section. Furthermore, it enables the collection of listening and reading data from investors, enhancing your engagement strategy. Experience an intuitive platform where all essential materials are organized in one place, making it easier to stay informed and connected.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Accessing cash quickly can be achieved through your existing invoices or stock inventory. With Drip Capital’s buyer finance solutions, importers and traders can secure an affordable line of credit with just a few clicks. Small and medium-sized businesses can benefit from this additional working capital at a reduced cost, enhancing their cash flow to invest in technology, increase inventory, attract new customers, cater to seasonal demands, and explore new market opportunities, all of which contribute to accelerating sales and business growth. By providing attractive terms to your clients and ensuring prompt payments to your suppliers, you can establish a solid long-term reputation in the industry. Experience funding within 24 hours after you submit your documentation on our platform. This approach fosters a healthier and more profitable business model by shortening the cash-conversion cycle. Utilizing insights from international trade data, we have developed innovative financing options designed to support small businesses in expanding and scaling their operations effectively. This way, you can not only meet current demands but also position your business for sustainable future growth.

Across the globe, various communities and institutions are embracing the adoption of Bitcoin and the Lightning network through Galoy, an innovative open-source banking platform. This approach not only fosters the development of Bitcoin banking solutions via self-hosted infrastructure but also offers a managed implementation known as "banking-as-a-service." By utilizing the same shared custody model and user-friendly Lightning wallet that empowered Bitcoin Beach to establish a thriving circular economy, anyone can launch their own Bitcoin community bank. The platform leverages established infrastructure to deliver modern financial services to anyone equipped with a mobile phone and internet access. This is why we create tools that allow organizations, regardless of their size or type, to set up their own Bitcoin-centric banking systems. The application simplifies transactions by facilitating payments through Bitcoin addresses, Lightning invoices, or unique usernames, while a transaction log keeps track of payment histories among users. Additionally, a mobile-optimized map showcases local businesses that welcome Lightning payments, enhancing the overall experience for users and merchants alike. By bridging technology and community needs, Galoy is paving the way for a new era of digital finance.

Simplify the process of bill payments and invoice collections by automating your accounts payable and receivable functions. This allows you to focus on expanding your business rather than spending excessive time on payment management. Generate Purchase Quotes and enhance the approval workflow before forwarding them to vendors. Ensure efficient PO Matching with vendor invoices while keeping track of open and closed POs against budgets. Automatically or manually capture vendor invoice information and make secure payments without any foreign exchange markup. Draft professional invoices and give your customers the opportunity to confirm amounts prior to billing. Implement intelligent workflows that include automated reminders via WhatsApp and email to enhance communication. Move away from outdated spreadsheets and utilize a comprehensive dashboard, along with pre-built reports and customer timelines, to maintain oversight. Enjoy integrated task management within a centralized workspace that organizes promise-to-pay tasks and allows effortless customer follow-ups. Furthermore, benefit from a seamless two-way integration with your preferred accounting software to enhance efficiency. Embrace these tools to transform your financial management processes significantly.

Spade’s API delivers detailed information about merchants, categories, and geolocation with remarkable precision, relying on verified data instead of assumptions to provide real-time accuracy. Utilize a robust ground-truth data network that links transactions directly to genuine merchant identities, eliminating the need for data scraping or conjecture. Access comprehensive and standardized information for over 99.9% of merchants across the U.S., ranging from large national brands to small local enterprises. Move past traditional MCC and NAICs codes to attain detailed spending categories and geographic coordinates, along with extras like logos, websites, business hours, and insights into customer spending patterns. Experience rapid processing of your transaction data, which gets enhanced and returned in less than 50 milliseconds—well within the timeframe for card authorizations and significantly quicker than competing enrichment solutions. Additionally, enjoy a swift setup process with a straightforward, plug-and-play integration that can be accomplished in under an hour, facilitating immediate operational efficiency. This seamless integration allows businesses to harness the power of accurate data without lengthy delays.

Payfree Financial is a seasoned company specializing in the development of B2B Multi Recharge software, website design, money transfer solutions, e-commerce shopping portals, and mobile recharge applications. With just a single click, users can effortlessly recharge a wide range of services including mobile, DTH, data cards, post-paid accounts, electricity, gas, insurance, money transfer services, and even manage their PAN cards. This convenience makes Payfree Financial a go-to solution for all your digital recharge needs.

Sionic is pioneering the introduction of real-time payment solutions within the U.S. commerce sector. Our platform facilitates instantaneous bank-to-bank digital cash transactions from consumers to merchants across various platforms, including mobile, online, in-store, and even in vehicles. Merchants benefit from receiving immediate cash deposits in their bank accounts while avoiding the burden of high credit card processing fees. The financial strain of these fees has ensnared merchants of all sizes, with total costs exceeding $110 billion annually in the U.S. as of 2020. Meanwhile, consumers are grappling with mounting late fees and a staggering $15.2 trillion in debt, along with the pitfalls of questionable reward programs that exacerbate existing financial inequalities. With the introduction of immediate digital bank payments, a new opportunity arises to fairly distribute value back to both merchants and consumers, who form the foundation of the U.S. economy. To enhance this experience, we provide three user-friendly mobile tools that make bank payments swift, secure, and convenient for consumers. Additionally, users can seamlessly integrate with our ready-to-use microsite via customizable QR codes or URLs, further simplifying the payment process.

Effortless invoicing leads to quicker payments, making it essential for businesses. With features like instant invoicing and options for recurring payments, managing client records and communications becomes streamlined in a single platform. Generate polished invoices and accept digital payments at no additional cost. Finli serves as an efficient payment management tool tailored for small enterprises. You can dispatch an invoice via text or email for immediate payment with just a few clicks. This system also enables the creation of memberships, subscriptions, and recurring bills, helping to automate your revenue processes effectively. Customers enjoy the convenience of splitting payments and selecting from various payment methods. Detailed insights into customer interactions and transactions are readily available to you. Clients can settle their bills effortlessly through a browser or mobile application, and sending invoices is completely free. Finli stands out as the ideal payment management solution for educators. Additionally, you can incorporate package purchase discounts, impose no-show fees, and customize other payment options to suit your business needs. Empower your customers to manage their payments seamlessly and conveniently.

Progressus powered by Microsoft Dynamics 365 Business Central is designed for small- and medium-sized professional service firms. It helps you plan for profitability right from the beginning. Profit requires the perfect combination of planning and execution, from allocating resources to tracking every dollar spent. Progressus for Microsoft Dynamics 365 Business Central Professional Services Management Software provides everything you need to make profitability a priority. Track, view and analyze your costs easily. Instant expense visibility before the end a financial period. Record inventory and items against a project. Access information in simple-to-view dashboards and reports. Unlimited budget revisions. Budget generic resources to be used as placeholders. Copy budgets from other projects. Register material consumption directly on the project. Compare the budget details to the task level. Outlook integration, CRM functionality, as well as simple-to-use workflows, can be used to empower teams.

ReInvestWealth is a streamlined accounting solution designed specifically for small business owners across Canada. With innovative accounting tools at your disposal, you can take control of your financial management effortlessly. The ReInvestWealth platform simplifies cumbersome accounting tasks while providing tailored insights aimed at enhancing your business operations. You can connect with a CPA or schedule a call for expert accounting assistance whenever necessary. By opting for the Premium plan, you unlock professional bookkeeping services that blend advanced technology with the expertise of real human CPAs. If you require Financial Statements or a Compilation Report, we have you covered with a simple click to request your financial documents. Employees will conveniently receive their pay slips and tax forms via email, while you benefit from a concise summary report. Forget about the hassle of monthly filings, as our service includes unlimited bank connections and transactions without requiring a payment method. You can easily connect your business bank accounts and automatically import transactions, which significantly accelerates your bookkeeping process. Additionally, linking all of your business accounts is completely free, ensuring that managing your finances has never been easier. With ReInvestWealth, you can focus more on growing your business and less on accounting tasks.

At Super, we believe in providing a payment solution that doesn’t cost you anything for transactions, as our goal is to support your business growth without imposing any charges. Unlike other payment providers that impose fees ranging from 1-5% for each transaction, our model is entirely free, allowing you to focus on expanding your customer base. We understand that acquiring customers online can be quite challenging and often incurs hefty costs, usually between 15-30% when utilizing traditional digital marketing channels. Super presents a more equitable approach to customer acquisition and sales enhancement. You decide the commission rate you’d like to offer, and we facilitate additional customer engagement through our app. By offering cashback to customers while retaining a portion for ourselves, we ensure a win-win situation for everyone involved. The Super app is crafted to enhance the shopping experience and deliver attractive cashback offers from a variety of brands, both large and small, ensuring that customers return for more. Ultimately, our mission is to create a seamless ecosystem that benefits businesses and consumers alike.

Focus entirely on your business without getting bogged down by bookkeeping tasks. Experience a customized solution that encompasses everything from invoicing to commercial management, seamlessly integrated into an easy-to-use accounting system. This accounting solution enables digital communication with your clients for the efficient exchange of invoices, documents, and reports. Discover an effective accounting tool specifically designed for non-profit organizations. Become a member of the WinBooks community, which offers a complimentary solution for educational purposes and for interns associated with the IAB, BIBF, and IBR. With distributors located near you, who are well-versed in our software, assistance is always available for any inquiries you may have. WinBooks is available in Belgium and the Grand Duchy of Luxembourg through a dedicated network of distributors, each expertly trained in the full range of WinBooks offerings. Your dealer will support you at every stage and will develop into a valuable partner, providing guidance with their expertise, even in the most challenging situations. Ultimately, embracing WinBooks means leveraging a robust accounting solution that empowers your organization to thrive.

Pay.'s comprehensive payment solution simplifies transactions for both online and brick-and-mortar businesses. By implementing an effective omnichannel payment approach, your company can experience continuous growth. All transactions are seamlessly integrated within the Pay. platform, allowing you to access financial data and payment analytics at any moment through the dashboard and app. With Pay., you can accommodate your e-commerce customers by providing any online payment method they require. To enhance user experience and boost conversion rates, you have the option to select from over 50 local and international payment solutions, including various Buy Now, Pay Later (BNPL) options. Setting up Pay.'s ready-to-use plugins on your webshop is quick and straightforward. Additionally, you can facilitate in-store payments through debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and app deliver comprehensive real-time insights into all in-store transactions, ensuring you are always informed about your financial status. This level of transparency allows for better decision-making and ultimately enhances customer satisfaction.

With Mercado Fondo, you can generate returns while keeping your funds readily accessible at all times. Transferring money to any bank or digital account is instant, allowing for immediate use of your funds. You can obtain a complimentary Mercado Pago card for making purchases or cash withdrawals globally. You have the flexibility to determine both the interest rate you pay and the timing of when your money becomes available, with rates ranging from 0% to 6.79% per sale—your choice entirely. Managing your financial movements, monitoring collections, and tracking daily sales is simple and efficient. You can delegate permissions to your team members based on their roles within your business, granting you oversight of all transactions. Each point of sale can be customized to suit your needs, enabling you to dictate the payment methods, metrics to track, and who is authorized to operate at each location. This service is crafted to seamlessly support every phase of your business's growth and operations, ensuring comprehensive control at your fingertips. Ultimately, it empowers you to run your business with confidence and adaptability in a dynamic market environment.

Businesses with experience in e-commerce often favor Transparent Checkout due to its customizable and clear shopping experience. This solution is particularly suited for teams that are focused on developing their e-commerce platform and consistently oversee the payment processes. Once customers select their desired products or services, they will be directed to PagSeguro for payment completion. It is ideal for businesses experiencing growth in e-commerce who wish to minimize concerns related to payment handling. By integrating this solution into your online store, you not only enhance the shopping experience but also benefit from the robust security offered by PagSeguro. This can lead to an increase in your sales conversion rates! Additionally, in the event of cart abandonment, customers will receive notifications encouraging them to finalize their purchases. You have a variety of customization options at your disposal, which include altering button colors, incorporating your business logo, and even achieving a fully personalized checkout interface that aligns with your brand identity. This level of customization not only enhances user experience but also reinforces brand recognition during the purchasing process.

We offer clear pricing, rapid payment processing, top-notch security measures, effective hedging strategies, and dedicated support to elevate your business into the future of global foreign exchange payments. You can send money, manage your account, and monitor transfers around the clock from any device. Payments can reach your recipient's account in as little as two hours. Our primary commitment is to protect client funds at all times, ensuring 100% safety of all client assets through the use of 256-bit encryption on our online platform. The impressive statistics we provide will instill confidence in businesses of all sizes, affirming that they have selected the right provider for FX and payments. Our user-friendly, feature-rich dashboard offers a comprehensive view of your account status, recent transactions, and outstanding tasks. You can easily select your currency pair, specify the settlement date for your trade, and receive a quote, with a 20-second window to confirm your decision. Additionally, you can access a complete list of all your beneficiaries, complete with quick links for further tasks, streamlining your payment process efficiently. This seamless interface ensures that managing your finances is not only straightforward but also secure.

Diginex is an innovative impact technology company that assists organizations in tackling critical ESG and sustainability challenges by leveraging advanced blockchain technology to foster change and enhance transparency. We empower organizations striving for improvement and accountability to unlock the commercial advantages of ESG integration, enabling them to make informed decisions that reduce risk, strengthen resilience, and seize growth opportunities. By employing Diginex’s technology, businesses can secure their models for the future and accelerate their growth while contributing positively to society. Our mission includes creating accessible, cost-effective, and smart products aimed at democratizing sustainability for all. Established in 2017, Diginex boasts a diverse global team of over 80 experts in technology and impact, rapidly expanding its reach as a trusted technology partner to prominent entities worldwide, such as Microsoft, Coca-Cola, and the United Nations, while continually seeking new collaborations to enhance our impact. Through our efforts, we aspire to redefine the relationship between business success and social responsibility in the modern world.

Together, we can enhance your online presence and reputation to draw in new customers to your locations! Streamline the dissemination of information regarding your businesses across key directories, GPS platforms, search engines, social media, and review websites. Consolidate the feedback received on your establishments from sources such as Google, Facebook, and TripAdvisor into one convenient location. Regularly generate reports, assess the data, and engage with customer feedback all from a singular platform. Motivate your happy customers to post positive reviews on your Google Business Profile. Improve your website by incorporating a store locator feature and custom pages for each location. Ensure that your points of sale stand out in search results related to your industry. Centralize the messages received on your Google Business Profile and respond effortlessly, whether centrally or locally. By working together, we can significantly boost your online visibility and enhance your e-reputation, leading to increased customer attraction for your locations! Additionally, fostering a strong online presence will not only help in gaining new customers but also in building long-term relationships with them.

Manage and organize the activities of all collegiate groups within your organization within a unified platform. Schedule and convene comprehensive meetings in under three minutes by integrating agendas, relevant materials, and participants' calendars while maintaining attendance records. Atlas Bluebook aggregates all meeting-related data and documents into a single file, ensuring consistent pagination. To maintain traceability and safeguard information, Bluebook converts all files into one PDF and applies watermarks to each page. You can make notes and set appointments in Bluebook, easily sharing these with attendees. In the event that any annotated documents are modified or removed, Bluebook preserves your marked pages. The system automatically compiles essential elements such as organization, collegiate, date, time, venue, participants, agendas, discussions, and other pre-entered data into your meeting minutes. You can efficiently search for terms, documents, and keywords across the system and within files, all while leveraging artificial intelligence to enhance search efficiency. With these features, your organization can ensure seamless collaboration and effective management of collegiate activities.

Accessing your funds has never been easier, whether you're in the cafeteria or the classroom, as you can make payments anytime and anywhere using your mobile device or computer. By downloading the MySchoolBucks app, you gain effortless access to your meal balances, past purchases, and the ability to make payments directly from your phone. You can conveniently monitor your child’s meal transactions and current account balance with ease. Plus, we will notify you when their account balance is low to ensure they never go hungry. You can also promptly pay for any fees assigned to your student or explore the school store for available items to purchase. With the option to schedule recurring payments, you’ll eliminate the stress of managing lunch money. Additionally, you will receive automatic alerts regarding low meal balances. Our commitment to safeguarding your account information and privacy is paramount. Should you require assistance, feel free to reach out via phone or live chat. Take the first step by creating your complimentary account to manage meal payments and much more. For inquiries about your account balance, refunds, or balance transfers, please connect directly with your school for specific guidance. With this system, you can streamline your experience effortlessly and ensure that your student is always prepared for their meals.

Billy is a user-friendly invoicing software that empowers you to send unlimited invoices while maintaining control over your business operations. This software complies with all legal standards and is straightforward to navigate. You can create straightforward and professional invoices at no cost, without needing to provide credit card information. By utilizing this intuitive invoicing software, you can effectively monitor your invoices and manage your finances more efficiently. The free version, Billy Basic, offers a wealth of essential tools, all without any charges. For those seeking additional features, upgrading to Billy Pro or Billy Premium allows you to design personalized invoicing templates and access various other functionalities that streamline financial management. With the Pro and Premium versions, your invoices can be tailored to enhance the professional sales experience, featuring a customizable invoice designer that aligns with your business's unique style and attracts customers. This flexibility in design not only elevates your brand image but also fosters better client relationships.

Quickly establish bank accounts, provide cryptocurrency wallets, facilitate payments, and distribute cards to your clients. Solid presents a comprehensive and compliant array of FinTech solutions. You can integrate it in just minutes to craft unprecedented user experiences. With Solid’s Banking as a Service (BaaS), businesses can develop and introduce various deposit offerings, including both business and personal checking accounts. This service encompasses everything from ledgers to statements, providing all the essentials for creating enjoyable banking interactions. The Card Issuance and Management platform from Solid is pioneering, allowing for the issuance of cards that cater to your customers' requirements through a single API. Both physical and virtual credit, debit, and prepaid cards are entirely overseen by Solid. Elevate your customer engagement with a streamlined and robust experience embedded in your product, utilizing Solid's instant account creation API. Additionally, you can quickly issue customized physical and virtual cards, complete with the necessary spending controls using Solid's card API, ensuring that your clients have all the tools they need at their fingertips.